ISA Accounts Information Guide

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An ISA is a tax efficient savings account. An ISA account is free from income tax and capital gains tax and is available to UK residents. You can open an ISA account from the age of 16yrs but if you wish to incorporate a stocks and shares or life insurance component you will need to be at least 18yrs of age. An ISA can only be opened in one name - joint applications are not accepted.

There are two types of ISA : MINI ISA and MAXI ISA.

You can have more than one ISA however there are annual investment limits on how much you can save in each tax year and you can only invest in one per year.

With a Mini ISA you can - Invest up to £3,000 in any one tax year. Stocks and Shares you can invest up to £4,000 in any one tax year.

With a Maxi ISA you can - Invest up to £3,000 in any one tax year. Stocks and Shares you can invest up to £7,000 in any one tax year.

Any Purpose Loans

Buying a New Car

Now is the chance to get that new 07 or used car with a loan.

Home Improvements

Extend your home, get a new kitchen or new interior furnishings.

Dream Holidays

Take that holiday of a lifetime like a cruise or family holiday in florida

Debt Consolidation

Combine all your debts into one affordable monthly payment .

Cosmetic Surgery

Feel you want to look better from botox to breast implants.

Wedding Expenses

Make you wedding day a very special day to remember.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP MORTGAGE OR DEBT REPAYMENTS SECURED ON IT
THINK CAREFULLY BEFORE SECURING ANY OTHER DEBT ON YOUR HOME. NON PAYMENT OF ANY LOAN CAN AFFECT YOUR CREDIT RATING

Every effort has been made to ensure that the facts here are correct. No liability is accepted for any errors contained herein or for any loss resulting from actions taken.