Loans
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There are 2 types of loan - Homeowner and Non-Homeowner. A homeowner loan is available to anyone who owns the property they live in and is likely to have a low rate as the loan is secured against the property. A non-homeowner loan is available to anyone, whether they own a home or not - these are known as Unsecured Loans.
- Secured Loans - Loans for UK Homeowner
- Personal Loans - Loan to buy a new car or pay for a holiday
- Tenant Loans - Loans for UK Non-Homeowner
- Debt Consolidation Loans - Consolidate your debts
- Pay Day Loans - Quick cash when you need it
- Non Status Loans - Loans for people with credit problems
Complete our SECURED LOAN ENQUIRY FORM in conjunction with UK FINANCE ONLINE
Complete our TENANT LOAN ENQUIRY FORM in conjunction with TENANT-LOAN.COM
Credit Rating - Whatever type of loan you are taking out, your credit rating will affect the rate you are offered. You may know that more and more people have adverse credit. Having adverse (bad) credit can mean that the rate offered to you on a loan may not be as good as it could be.
Repaying a Loan - When you take out a loan you repay the lender by paying a set amount each month. This amount will depend on your circumstances - i.e. whether you own your home and your credit rating. The total amount you pay back is larger than the sum you borrowed, because you pay interest to the lender.
Debt Consolidation Loan:
If you find you have several monthly payments on a number of different loans, you can make things easier for yourself by bringing them all together or consolidating into one single loan to pay off the total debt - More information about Debt Consolidation Loans
Non Status Loan:
Non Status usually means you have no credit rating. A good credit is the result of never having been in any arrears or debt of any kind. Non Status Loan is otherwise known as a Bad Credit Loan or Poor Credit Loan - More information about Non Status Loans
Personal Loan:
A Personal Loan is usually a loan taken out by someone and used for personal reasons rather than say business purposes. A Personal loan is based on a consumer's income, debt and credit history. Being a homeowner means you can usually get better interest rates on any loan - More information about Personal Loans
Secured Loan:
If you have your own property, you are known as a Homeowner and you can use the equity in your home for security against a loan. You will find that interest rates charged on secured loans will be less than those charged on unsecured loans - More information about Secured Loans
Tenant Loan:
If you do not own your own property and are paying rent for the property you live in, you are known as a Tenant. This means that if you want a loan you will require a tenant loan or non-homeowner loan - More information about Tenant Loans
